Global S&T Development Trend Analysis Platform of Resources and Environment
Social Networks and Informal Financial Inclusion in the People’s Republic of China | |
[unavailable] | |
2018-01-29 | |
出版年 | 2018 |
语种 | 英语 |
国家 | 国际 |
领域 | 气候变化 |
英文摘要 |
Social networks in the People’s Republic of China can alleviate financial constraints by promoting households’ access to informal finance. Using the 2011 China Household Finance Survey (CHFS) database, we explore the heterogeneous impacts of social networks on informal financial inclusion for urban and rural households in the People’s Republic of China. We find that social networks significantly increase the probability of households’ participation in the informal financial market, augment the size of informal financial transactions, and raise the ratio of informal lending to total household assets. We also identify the mechanisms through which social networks affect households’ participation in the informal financial market. By reducing the information cost, perceived risk, and precautionary saving, social networks play a larger role for urban households than for rural households. Notably, the effects of social networks on informal finance are strengthened by the development of the formal financial market. WORKING PAPER NO: 802 |
URL | 查看原文 |
来源平台 | Asian Development Bank |
文献类型 | 科技报告 |
条目标识符 | http://119.78.100.173/C666/handle/2XK7JSWQ/234702 |
专题 | 气候变化 |
推荐引用方式 GB/T 7714 | [unavailable]. Social Networks and Informal Financial Inclusion in the People’s Republic of China,2018. |
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文件名称/大小 | 文献类型 | 版本类型 | 开放类型 | 使用许可 | ||
adbi-wp802.pdf(367KB) | 科技报告 | 开放获取 | CC BY-NC-SA | 浏览 下载 |
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