Global S&T Development Trend Analysis Platform of Resources and Environment
Distribution Channels for Rural Credit | |
Juliano Assuncao and Priscila Souza | |
2018-03 | |
出版年 | 2018 |
语种 | 英语 |
国家 | 美国 |
领域 | 气候变化 |
英文摘要 | Beatriz Figueiredo is also an author of this report Agriculture is intrinsically associated with credit – farmers pay upfront production costs that cannot be recovered until after harvest season. If, at harvest time, they have navigated the natural risks to their crops, they may also face market risks such as price variations. Financial services around the globe aim to support farmers during production and with overcoming hardships and unforeseen events. In Brazil, however, the current design and distribution of rural credit adds a layer of uncertainty among producers as they manage their cash flows and risks. Though Brazil’s financial institutions play a vital role in supporting rural communities and their agricultural activities, not all municipalities have adequate access to financial services. The geographical distribution of financial institutions, like banks and cooperatives, has many determinants and is not closely linked to agricultural potential. This means that the credit available for producers is often not the most appropriate for their specific circumstances or needs. The mismatch of credit supply and demand has important consequences not only for individuals, but also for the localities where they live. In light of the unintended consequences that may be caused by such design, Climate Policy Initiative (CPI/PUC-Rio) analysts, under INPUT, have partnered with the Central Bank of Brazil (BACEN) to conduct a comprehensive analysis of rural credit distribution channels. This brief provides an overview of how the distribution channels for credit generate additional uncertainties for producers. It describes how credit is administered and distributed, focusing on the effects access to agricultural funding has at the local level. The brief emphasizes how, in some areas, the availability of resources is determined by the distribution channels, such as banks and cooperatives, rather than by the agricultural potential of those areas |
英文关键词 | agricultural productivity fiscal policy industry land use monitoring public finance public policy rural credit |
URL | 查看原文 |
来源平台 | Climate Policy Initiative |
文献类型 | 科技报告 |
条目标识符 | http://119.78.100.173/C666/handle/2XK7JSWQ/242525 |
专题 | 气候变化 |
推荐引用方式 GB/T 7714 | Juliano Assuncao and Priscila Souza. Distribution Channels for Rural Credit,2018. |
条目包含的文件 | 条目无相关文件。 |
除非特别说明,本系统中所有内容都受版权保护,并保留所有权利。
修改评论